You run a closely held family corporation and have more family members employed than non family members. This can be a challenge with some carriers and make a benefit package a little more difficult to place. We have markets that will insure all types of businesses including closely held family corporations. Are some family members earning dividends for tax planning rather than T4 income? Not a problem for a full benefit package including Long Term Disability.
A lot of insurers will not accept a closely held family corporation without a full explanation of the situation. We have extensive experience in this area and know how to present these situations in a more favourable light. Perhaps a hybrid plan would work best for your company. Some traditional benefits supplemented with a Health Spending Account will often get the job done. Flexible thinking has allowed The Benefit Guys to help family businesses for over 20 years and can help your business too. Don’t forget about the Wellness side of benefits.
Have you ever wondered how your senior owners can take their lengthy, well deserved time off in the winter, and also stay in their benefit plan with full coverage? Tell us about your needs, The Benefit Guys' experience can help you. We’d love to meet your family and learn more about what you and your business requires.
We are also a family run business. We understand a lot of your challenges in business. Do you want some help?
Let's start building a better Benefits Plan today.