Small Business Benefits with < 10 Employees

If you are running a small business with less than 10 employees, there is probably at least one other member of your family involved. How do we know? We are you and we work with you every day. Talk about challenges, not big enough for an accountant and business manager, but you still have to keep the flow going. Yikes! You have good talent working for you that will help your business prosper, yet your business needs to compete with larger companies in the benefits and wages department to retain your current talent and attract more.

If you are a small family held business, click on A Brief Discussion to learn more about the challenges and solutions.

We know that you have cash flow and administrative challenges. The Benefit Guys can definitely help you out.

If it’s time to review your employee benefit plan, or perhaps put one in for the first time, why not turn that work over to The Benefit Guys. With you authorisation and the necessary information, The Benefit Guys will search the insurance marketplace and obtain quotes on your behalf, for your benefit package. Upon reviewing what is available The Benefit Guys will provide you with an easy to understand report as to what is available to your company. Let us do the work and get the most competitive program for you.

Perhaps you should be looking into a Health and Welfare Trust because there are only two or three of you. By setting up a HWT a company can control benefit costs, have those costs tax deductible, and set up a flexible tax free benefit package for the employees. It is becoming a very popular program. If you want some more information, by all means complete the Client Data page and include any questions you have. The Benefit Guys will get back to you with your answers by your preferred method of communication.

You may just be a one or two person operation that want to cover your business overhead expenses in the event that either of you are injured or sick and off work for a long period of time. We can help with that.

Are you concerned about liquidity for your company? Is it time to put some Key Person insurance on people critical to your company’s success? How about covering a large operating line or funding a buy sell agreement? In today’s current economy, there isn’t one company that is not reviewing their entire liquidity situation. Cash flow and the management of it, is going to be more critical than ever over the next couple of years. Money is going to be more difficult to get. Insurance is a very inexpensive way to pass a risk off your shoulders to an insurance company. Term Insurance is very inexpensive insurance.

If you go out of the province early in the morning and you need to purchase some travel insurance right now, just click on Out of Province Insurance and it can be purchased right now.

It’s obvious that The Benefit Guys cannot cover everything on one simple web page. We just want you to consider this. Look around the website and see if we can help. If you can’t find what you need, just ask. Please bookmark this site and feel comfortable coming back. Everybody’s situation changes from time to time.