Small Business 1-2 Employees
You are a sole proprietor, a partnership or a corporation. There may be only 1 or 2 of you and you’re unsure about a “benefit package”. Good news, we can put a complete benefit package together for you. You may think the only option available to you is to join your local Chamber of Commerce. There are other options. Group insurance today is very flexible and can be tailored to the needs of most businesses.
Chances are you are family held, working with spouses, doing what needs to be done. Whether you are just starting out in business, or have been established for years, we offer full benefit packages. The benefits can be life insurance, prescription drugs, health, dental, critical illness and long and short term disability. Health packages usually include travel insurance too.
Some benefits have medical questions, some don’t. Prejudging your situation is not something you should be doing. Whether it is a health question or budget questions, don’t worry, and give us a call for a confidential discussion.
Maybe you are considering a benefit package for the first time. Contact us by phone or email so we can discuss your needs and budget. We have 35 years insurance experience we can put to work for you today. Perhaps a Health Spending Account is best for your situation. This is an often an unheard of, or overlooked benefit. As a small business owner, you can compete with the large companies and have fully deductible benefits which are tax free to the employees.
Consider the benefits for your family from the other insurance programs which might be best owned and paid for by your company. Have you reviewed your life insurance coverage? Maybe it should now be owned by your corporation. There is now preferential treatment thru the use of the capital dividend account. Perhaps you are a little older and no longer use your dental benefits as much as you did in the past.
Make sure your benefit dollars are going as far as they should.
Do you think you can’t afford long term disability benefits? Think again. Break a leg, hurt your back and be off work. We can arrange LTD benefits on a standalone basis, if that is your concern. Only need prescription drugs? No problem, we can arrange it.
Flexibility and affordability are the biggest factors in business today. Get in touch with us today and we will have a thorough, easy to understand discussion. Tell us your needs, tell us your budget, we will put together a package to meet both.