Morbidity is the New Mortality
Morbidity and Mortality Have Changed.
Morbidity is the measurement of the incidences of sickness .
Mortality is the measurement of the incidences of death.
Illnesses which used to kill us, like heart attacks and strokes, only seem to slow us down these days. There have been many advancements in medical treatment and diagnosis. Here is an interesting chart on recently published statistics:
|Disease||Mortality/Death Rate||Morbidity/Disability Rate|
|Hypertension||down 73%||up 70%|
|Heart Disease||down 28%||up 44%|
|Cardiovascular||down 48%||up 44%|
|Diabetes||down 27%||up 36%|
|All Four||down 32%||up 55%|
Looking at these stats, it is obvious you are likely to survive an incident which previously would kill you, but will now very likely disable you to some degree.
Critical Illness benefits provide a lump sum payment upon the occurrence of an event or serious illness. Do you and your employees have that coverage in place?? Call us today for a quote and more details.
Long Term and Short Term Disability benefits are also being drawn on today more than life insurance. Is it time you did a review?
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