Medium Sized Business with10-50 Employees

This is certainly a challenging size of business. Growing pains for sure. You have some key people in your business and if anything should happen to them either by an early disability or premature death, your company would suffer financially. Whether you are a closely held family business or not, you have some key people.

You may or may not have a competitive benefits package for your employees and yet you need to compete with the biggies to attract and keep great staff. Probably you are using some contract personnel of some nature or sub contractors to help you thru these times of growth. That in itself presents challenges.

The Benefit Guys can help you in many ways. We can take the work and concern load off your plate and move it to ours. With your authorisation and required information, The Benefit Guys will review your current benefit package, go to the market place and get competitive quotes on your program. If you do not yet have a program, we will make recommendations on packages/benefits you should be considering and we will obtain quotes in the marketplace.

Once The Benefit Guys have assembled all of the information, we will prepare an easy to understand report that will help you make your best decision.

Maybe it’s time to consider using an ASO (Administration Services Only) approach with your medical, drug and dental benefits. Most companies find there is a 10% to 15% savings by using this method. If you would rather see that money in your business account, then give us a call today to find out if ASO is the way to go for your company.

As a company of this size, there is a good chance that there is more than one principal involved. Maybe you should be reviewing your buy sell agreements and the appropriate funding of them. Do you have some key people that should be insured?  In today’s competitive insurance world, you can transfer a large risk for pennies on the dollar using inexpensive term insurance. The business climate today is causing all companies to review their appropriate liquidity situations. Don’t overlook the need for that.

If there are specific things you need answered that you haven’t found on our website, by all means complete the Client Data page and The Benefit Guys will get back to you by your preferred method of communication.