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Medically Retired, Now What?

Who Are the Medically Retired?

Anyone who can't work full or part time because of an illness or injury. 

  • It can occur at any age.
  • Income will stop entirely or be reduced dramatically.
  • Living expenses will increase.
  • Future employment is questionable.

Is there a Simple Solution?

  • Have a long term disability (LTD) benefit package for all employees that will start when any government benefits end.
  • With a less loyal workforce today perhaps a 5 year benefit vs to age 65.
  • Have separate classes of employees to meet needs and responsibilities, easy to do.
  • Make sure the high income employees have suitable supplemental coverage.
  • If your budget really matters, put in an inexpensive injury only LTD benefit and get started.

The Benefit Guys offer affordable, meaningful options.  Whether you already have a benefits plan or are considering implementing your first one, give The Benefit Guys a call today at 519-622-3347 for a personal, confidential discussion.  We have access to the best plans and the best advice available today.

"No matter how many employees you have - it's perfect.  And it starts with one!"

Our Best Practices Annual Review is available for download. You need to reduce your benefits liability exposure. The content in this document will help you.