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The Magic of ASO and HSA Benefit Designs

The Magic of HSA's and ASO Benefits

Is your company paying for benefits which many of your employees never use?? You are not alone. More than half of the benefit plans now implemented are either HSA, (Health Spending Account), ASO, (Administration Services Only), or of a Hybrid nature. These types of plans are much more cost effective and can better meet your employee needs. Administration is simple.

  • Your company first decides what can be afforded on an employee benefit plan.
  • A HSA is set up for all employees and they decide which benefits they need. Some employees have bigger dental issues, some massage, some drugs, some eyeglasses, etc.
  • No need to carry so called "mandatory" Life insurance, ADD, LTD etc.
  • If you wish some insured parts to your benefit package, they can be added and you create a Hybrid Plan.
  • Available for as few as one employee and cost effective.
  • Can be set up on budget or pay as you go.
  • Different categories can be created to accommodate the different groups within you group.
  • Start coordinating your benefits with the Ontario Trillium Drug Program (TDP).

The Benefit Guys offer affordable, meaningful options. Whether you already have a benefits plan or are considering implementing your first one, give us a call for a personal, confidential discussion. We have access to the best plans and the best advice available today.

"No matter how many employees you have - it's perfect. And it starts with one!"

Our Best Practices Annual Review is available for download. You need to reduce your benefits liability exposure. The content in this document will help you.