Does an In Specie Clause Matter?

Will Planning

Many self employed business people don't have the time, or rather take the time, to look after important personal matters like reviewing their wills. We all seem to think "that day" isn't coming for awhile. Families are complex entities. Add a business and it becomes more complex.

An "in specie" clause is a simple clause that should be in every persons will. In its simplest explanation, it allows the executor of an estate to be discretionary in the division of asset values if there is a dispute among beneficiaries. Let's face it, it would be terrible to see an entire estate go to public auction because two children or other beneficiaries were having a dispute over something as simple as an antique chair.

Employees?

Are your LTD benefits becoming unaffordable? Not anymore. Call us for the solution to your company's challenges. We have some unique solutions available.

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We Specialize in Small Companies Whether you are a one person company or you have a business with 25 employees, we can help you with benefits. The Benefit Guys will do a complete market survey for a new benefit package if you don't yet have one, or we will analyse your existing benefit package to assure you are getting the best value for your money.

Have you considered a Health Spending Account?

Do you need more information about this little known product? It's a great way to control costs.

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Just a reminder that we are now affiliated with Northwood Mortgages and Robin Glecoff #M08006553 has years of experience specializing in mortgages for the self employed. Call Robin or John today to discuss your mortgage needs whether you are renewing or looking for a new mortgage.

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